Terms and Conditions

Schafer Insurance & Financial Services LLC SMS Terms and Conditions

Updated on July 31, 2025

1. Overview

By opting in to receive SMS messages from Schafer Insurance (“we,” “us,” or “our”), you agree to these Terms and Conditions. These terms govern your use of our SMS messaging services, which include policy updates, insurance quotes, and marketing texts.

2. Consent and Opt-In

By providing your mobile phone number and opting in, you consent to receive SMS messages from Schafer Insurance. Consent is not a condition of purchase. You may opt in through various methods, including but not limited to web forms, keyword text-in, or other approved channels. All opt-in methods require your explicit consent and will clearly describe the types of communications you will receive and how to opt out at any time.

3. Program Description

We may send you SMS messages related to:

- Policy updates (such as renewals, changes, or important notifications)

- Insurance quotes and related information

- Marketing texts about our products, services, or promotions

- We do not send messages containing health or other sensitive personal information.

4. Message Frequency

Message frequency will vary based on your interactions with us and the services you use. You may receive multiple messages per month, but we strive to keep communications relevant and not excessive. Message and data rates may apply as determined by your mobile carrier. Carriers are not liable for delayed or undelivered messages. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

5. Opt-Out and Support

You may opt out of receiving SMS messages at any time by replying “STOP” to any message you receive from us. After opting out, you will receive a confirmation message and will no longer receive further SMS communications, unless you opt in again.

For help or more information, reply “HELP” or contact our support team at +1 509-822-5511.

6. Data Collection and Privacy

We collect and use your mobile number and any information you provide via SMS solely for the purposes of providing insurance services and communications. We do not sell or share your SMS data with third parties for marketing or analytics purposes.

For more information on how we protect your data, please review our Privacy Policy at www.ronschaferinsurance.com/privacy-policy.

7. Security

We use industry-standard security measures to protect your information and prevent unauthorized access to your SMS data. However, please be aware that SMS messages are not encrypted and may be accessible to your mobile carrier or other third parties.

8. Compliance

Schafer Insurance complies with all applicable laws and regulations governing SMS communications, including the Telephone Consumer Protection Act (TCPA), CAN-SPAM Act, and CTIA guidelines. We are registered with The Campaign Registry (TCR) as required for A2P 10DLC messaging.

9. Changes to Terms

We may update these Terms and Conditions from time to time. If we make material changes, we will notify you via SMS or through our website. Your continued use of our SMS services after such changes constitutes your acceptance of the new terms.

10. Contact Us

If you have any questions about these Terms and Conditions or our SMS services, please contact us at +1 509-822-5511.

© 2025 Schafer Insurance. All Rights Reserved.